All Change

A staff member stood at the entrance to Wilko, apologising that the computers were down and they were only taking cash. I was vindicated, smugly waltzing in with a £20 note in my purse. Anybody who has been to Wilko’s will know you can get quite a few things for £20.

How many of us have been ’treated’ to a meal by younger relatives only to see them turn from the till and say ‘Have you got any cash on you, the card machine is broken.’

Will cash be phased out, should it disappear? Covid hastened the avoidance of real money in those early pandemic days, when we were told to avoid touching anybody or anything. Even shops that had been cash only started accepting cards. Anyone who has hands that don’t work properly, whether through stiff joints or peripheral neuropathy, will ruefully remember their school days; Saturday shop jobs when they were amused to see old people tip the whole contents of their purse onto the counter, as they could not see the coins properly. Swiping your piece of plastic, phone or watch could be seen as a great way to avoid fumbling around as the queue at the till builds up behind you. So why should we preserve the Royal Mint?

How can children learn about money if they can’t see it and see their pocket money disappear when they buy comics and sweets? Who doesn’t look back fondly at jobs where their weekly pay came in a brown envelope. If your salary goes straight in the bank you never see your hard earned money.

You may be reluctant to buy a coffee if you have to break into a shiny new note, but loose change is handy, vital for lots of things. Putting the smallest coins in your piggy bank probably won’t amount to a holiday, but you can have fun pouring the contents into a Coinstar machine or taking a bagful of coins to an amusement arcade. If you are selling raffle tickets at your club’s evening event you hope everyone has real money in their pockets. At the library coffee morning there may be glares if you have no coins to drop in the ‘voluntary contribution‘ tin.  Then there are the times parents have used a coin to unlock the door of the cubicle in the public toilets when their child was locked in…

Counting up other times I need cash there is the Big Issue seller ( yes I know some of them have card machines now, but ours haven’t ) , spending less than £5 at the greengrocers and putting a pound in the saucer for the Wick Ferry.

Money is part of our national identity and a highlight of your first holiday abroad is working out the ‘foreign money.’

Do you take cash out with you? Wads of notes because you are laundering money or just a fiver and a few coins?

Guerrilla Shopping

Guerrilla shopping in its purest form means only ever using cash, it is the opposite and perhaps the antidote to the big shop. When you go to Superco and use your plastic, phone or watch to pay and swipe your Happy Superco Shoppers’ card to earn points ‘they’ know exactly what you have bought, how much you have spent and when. In seconds your lifestyle has been assessed by Algo Rithm. We don’t know who he is, but do we want him to know everything about us? He has friends everywhere so anything could happen. When you go to the doctors or clinic to have your diabetes, blood pressure, cholesterol etc checked they will frown at you and say

 ‘Hmm, I see you bought a bottle of whisky, two giant Toblerones, a dozen Cadbury Crème Eggs and no fruit or veg last week.’

The guerrilla shopper slips under the radar, using every shop in his neighbourhood and beyond, buying a few items at each, never visiting any location at a regular time or day. There is no record of what he spends, eats or reads.

There are many other reasons for being a guerrilla shopper, apart from being a criminal or paranoid. If you are on a tight budget you can take advantage of the best prices and offers and get your clothes and crockery at charity shops.

If you do not drive and wish to avoid Dearburys’ Delivery knowing exactly where you live as well as what you eat, then you must shop at every opportunity, buying only what you can carry, fit on your bike or clamber onto the bus with.

Adventure is a popular reason for guerrilla shopping, providing excitement without going hunting or to a war zone and fun without going on holiday. Guerrillas do not ‘go shopping’ they go on an expedition to find vital supplies. Will you manage to get enough for dinner, perhaps come back with a surprise bargain from the charity shop?

Even in rural areas the guerrilla should be able to shop; the milk machine at the dairy farm shop where you put your coins in and fill your reusable bottle, the free range eggs with the honesty box at the farm gate in a lonely lane, farmers’ markets and ‘pick your own’ fields…

In Southbourne Grove we have a treasure trove of shops, the only place we’ve lived which has gone up rather than downhill. As well as Sainsbury Local, Tesco Express, CoOp and One Stop, the guerrilla shopper could buy one onion in the greengrocers, a chicken leg at the butchers, a roll at the bakers and brooms and batteries at Southbourne General Store. There are also all the shops you could want for gifts or leisure and plenty of coffee stops. The only thing we and other shopping areas have not got any more are banks…

If you are using cash you still have to get it from somewhere. Cash machines mean you have to use your card; Algo Rithm will know you have been there and a hidden camera will take your photo…

Have you tried guerrilla shopping? ~What are your favourite shops?