A staff member stood at the entrance to Wilko, apologising that the computers were down and they were only taking cash. I was vindicated, smugly waltzing in with a £20 note in my purse. Anybody who has been to Wilko’s will know you can get quite a few things for £20.
How many of us have been ’treated’ to a meal by younger relatives only to see them turn from the till and say ‘Have you got any cash on you, the card machine is broken.’

Will cash be phased out, should it disappear? Covid hastened the avoidance of real money in those early pandemic days, when we were told to avoid touching anybody or anything. Even shops that had been cash only started accepting cards. Anyone who has hands that don’t work properly, whether through stiff joints or peripheral neuropathy, will ruefully remember their school days; Saturday shop jobs when they were amused to see old people tip the whole contents of their purse onto the counter, as they could not see the coins properly. Swiping your piece of plastic, phone or watch could be seen as a great way to avoid fumbling around as the queue at the till builds up behind you. So why should we preserve the Royal Mint?
How can children learn about money if they can’t see it and see their pocket money disappear when they buy comics and sweets? Who doesn’t look back fondly at jobs where their weekly pay came in a brown envelope. If your salary goes straight in the bank you never see your hard earned money.

You may be reluctant to buy a coffee if you have to break into a shiny new note, but loose change is handy, vital for lots of things. Putting the smallest coins in your piggy bank probably won’t amount to a holiday, but you can have fun pouring the contents into a Coinstar machine or taking a bagful of coins to an amusement arcade. If you are selling raffle tickets at your club’s evening event you hope everyone has real money in their pockets. At the library coffee morning there may be glares if you have no coins to drop in the ‘voluntary contribution‘ tin. Then there are the times parents have used a coin to unlock the door of the cubicle in the public toilets when their child was locked in…

Counting up other times I need cash there is the Big Issue seller ( yes I know some of them have card machines now, but ours haven’t ) , spending less than £5 at the greengrocers and putting a pound in the saucer for the Wick Ferry.
Money is part of our national identity and a highlight of your first holiday abroad is working out the ‘foreign money.’

Do you take cash out with you? Wads of notes because you are laundering money or just a fiver and a few coins?